AI-Driven (re)Insurance

Bringing sustainable capacity to property catastrophe markets

Our products

Sypher specializes in insurance and reinsurance product creation for coastal property markets. We use data and analytics to develop effective solutions that help insurance carriers manage risk and improve profitability.

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Reinsurance

Our reinsurance products attract third-party capital and strengthen carrier balance sheets

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Insurance

We offer a range of coastal US property programs that meet the needs of both carriers and consumers, with a continued focus on sustainability

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Technology

Our solutions use Generative AI and machine learning to transform data into insights that improve business strategy, enhance customer experience and reduce expenses

We support carrier growth and stability

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$750M +

ceded premium through Sypher products since our launch in 2022

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Background

The future of (re)Insurance innovation is here

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Core Capital
supports carrier
financial strategies
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Clear Cat
enhanced reserving framework
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Coming soon
Risk Co-pilot
AI-powered risk management
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The future of (re)Insurance product innovation is here

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Core Capital
supports carrier
financial strategies
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Shape
Clear Cat
enhanced reserving framework
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Shape
Coming soon
Risk Co-pilot
AI-powered risk management
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Reinsurance

We work with you to customize and implement risk transfer products and processes, inclusive of streamlined approaches to structuring, accounting, claims, analytics and sidecar transactions. Our products solve the issues plaguing the insurance value chain in catastrophe wind-exposed regions, with an emphasis on supporting sustainability and carrier financial goals.

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Core Capital

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Efficient cost of capital
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No equity dilution
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No debt covenants

Clear Cat

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Mitigates trapped capital
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Post-event risk valuation framework
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Attracts reinsurance / ILS / 3rd party capacity

Insurance

We offer a customized approach to program capacity and profitability through our customer-centric Policy Administration and Claims solutions. Our years of experience have led to the development of advanced insurance strategies.

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Bespoke
Coastal Programs

Homeowners (HO3) & Dwelling Fire (DP3)

We create sustainable property catastrophe capacity through tangible portfolio results:

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Improved efficiencies related to adjusting and loss controls
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Affordable market choice
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AI-driven process and analytics

End-to-End
Insurance Platform

API-Enabled Solutions

We use an end-to-end, API-enabled technology solution to provide seamless quote/bind, digital claims, and unparalleled transparency.

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Program design & pricing
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Sales & distribution
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Digital underwriting & claims
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Technology

Sypher provides innovative tools to streamline operations, enhance decision-making, and achieve optimal results in a complex, fast-paced industry.

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AI-Driven Risk Co-Pilot

Our Risk Co-Pilot, powered by Generative AI, improves risk insights, communication, exposure management, and market intelligence for stakeholders.

Enterprise Analytics

Machine learning tools provide real-time data, enhanced pricing
models, reduced fraud, boosted customer retention and increased portfolio profitability.

Get the protection you need with Sypher’s property cat (re)Insurance solutions.

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Comprehensive market solution for cat-exposed risk

Sypher is a one-stop shop for catastrophe-exposed property loss protection. Whether you're a reinsurer, insurance company, independent agent, or homeowner, we have the products and services you need to protect your peace of mind.

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